Allsouth Professional Liability
Business Insurance for Dental Professionals

You can choose to add Business Liability to your Professional Liability coverage when you purchase through Dentist’s Advantage. Enjoy more complete liability coverage with one common renewal date. This coverage protects you for injury or property damage claims against your practice.

The Business Liability protection includes:

• Bodily Injury - Provides protection for your practice against liability claims made for bodily harm, sickness, disease or death.

• Property Damage - Provides coverage for loss or damage to the property of others.

• Personal Injury - Protects you against covered claims arising from charges such as privacy violation, libel, slander, or defamation of character.

• Medical Payments - Covers medical expenses up to $10,000 per person for accidental bodily injury that occurred on your premises (other than malpractice injury).

• Auto Liability - Protects you against bodily injury or property damage (separate limits apply, see policy for details) liability claims arising out of the use of hired, borrowed or rented autos for your practice.

• Medical Waste Defense - Reimburses you for legal expenses resulting from allegations of unlawful disposal of medical waste.

• Employment Practices Liability - Protects you against claims alleging (separate limits apply, see policy for details) discrimination, sexual harassment or wrongful discharge of an employee.

• Employee Benefit Administration Liability - Protects you against claims of negligence, errors or omissions in administering employee benefit plans.